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NH Lakes Region has attracted people from all over the world for decades. The historic charm of NH, coupled with the beauty of the waters within it, is a union that can not just be done just by words. Many people decide to buy the lake house NH, whether it is their main house or second home that can be enjoyed from spring until mid-autumn. The decision to make a holiday destination in NH Lakes Region, usually comes after experiencing the area directly. While considering buying a home in the NH Lakes Region, it is important to consider several things. Here are 7 items to consider during the decision process:
>> Flood / Hurricane Insurance – The NH Lakes region consists of a number of lakes and ponds desired. While out there begins your search, make sure you know whether the property you are interested in is in the flood zone or not. Flood insurance and wind insurance should be considered. For more information about both, the best contact will be your insurance representative.
>> Local Rent Markets – There are so many recreational activities in the NH Lakes Region … not only in spring / summer / fall but also in the winter months. If you plan to buy investment property for a summer vacation, and rent it out during the winter, you’ll want to have a solid understanding of the rental market in the area you’re considering. Talk to your Buyer Agent to find out what your house is leasing for a particular water agency, and find out if there’s a local property management company that can help you while you’re on the go.
>> Restrictive Agreement – Each lake and / or pool has its own limits in terms of the type of activity allowed. This can vary even depending on the body part of the water you are wearing. First, determining which activities are important to you and / or your family is key. Do you plan on using a motor boat, kayak / canoe, fish, swimming, etc.? Know what’s important to you, and then work with your Buyer Agent to narrow down which body of water allows you to do the things you want to do. There may also be limitations to what you can do to your property, depending on local building regulations and / or association rules (if the home is part of an association). If there is a special item you want to plan, make sure the property you are considering will allow it to exist / everything.
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>> Road Maintenance – Another thing to consider, if the road is a private path, how to maintain it? This is very important during the winter months. If you are going to rent a house in winter, who will take care of that fee? Assuming you plan one or two trips to the area to see some houses, stop a day just to get around some of the neighborhoods you’re considering. Understanding the convenience of a location is just as important as the property itself.
>> Access to Electricity / Septic – One of the things to consider, whether or not there is an existing septic system on the property you are considering. Again, depending on the location, there may be only a retaining tank. To upgrade to a septic system, you need city approval. You also need to make sure you have access to your septic system, if you need to fix / replace / upgrade in the future. The same goes for other utilities like your electricity. Understand the needs of the city, and the design / functionality of what is currently there. You may want to consult with an engineer, and / or a septic designer to get a comprehensive grip on the property in its current state.
>> Environment – The best way to gather perspectives in a particular environment and / or location on the water … is to talk to the people who know him best … your potential neighbor. Lunch at the seaside bar … look out for the marina … ask as many questions as possible. It’s a fun time in a person’s life to make this purchase, and share the excitement with the locals. You will be surprised at how much you will learn even with a 10 minute conversation with a local landscaper.
>> NH Shoreline Protection Act – The last, but certainly not least, item to consider … is the NH Shoreline Protection Act. Visit NH Department of Environmental Services for full details of this Law. Make sure you know the requirements for the NH shoreline. These range from the number of trees that you have to store on your property, to the proper fertilizer to use on your yard, to the proper drainage in your spouts below. Take the time to understand the purpose of the Act, and for additional questions, contact the local landscape architect.